Wednesday, July 4, 2012

Are you aware of FORM 16 ?

This is the time for 'Form 16'.
As a friend, making u aware of this is my responsibility.Krishna wrote a beautiful article on this to learn us basics of this.Grab the knowledge on this by clicking the link provided below.....

                  What is Form 16 and Form 16 A  ?

                                      Learn the Rules And Save your Money


Thursday, June 28, 2012

Interesting analysis about time

What is epoch time?

The Unix epoch (or Unix time or POSIX time or Unix timestamp) is the number of seconds that have elapsed since January 1, 1970 (midnight UTC/GMT), not counting leap seconds (in ISO 8601: 1970-01-01T00:00:00Z). Literally speaking the epoch is Unix time 0 (midnight 1/1/1970), but 'epoch' is often used as a synonym for 'Unix time'. Many Unix systems store epoch dates as a signed 32-bit integer, which might cause problems on January 19, 2038 (known as the Year 2038 problem or Y2038).  
Human readable time Seconds
1 hour3600 seconds
1 day86400 seconds
1 week604800 seconds
1 month (30.44 days) 2629743 seconds
1 year (365.24 days)  31556926 seconds

Sunday, April 1, 2012

Three Options When You Can't Pay Your EMIs

A very useful and interesting information to all of us,as we mostly rely on EMI's now-a-days.

Access this "EMI Remedies" . This is a beautiful article posted in YAHOO Finance. Read this and feel a leisure to life.


Tuesday, March 27, 2012

MMID (How to register for this)

MMID :

Mobile Money Identifier

MMID stands for Mobile Money Identifier.  It is a seven digit code issued by the bank to its customer on registration for IMPS (instant interbank electronic transfer done through mobile phones). MMID is unique for each bank account.

The Remitter (customer who wants to send money) and the Beneficiary (customer who wants to receive the money) should have the MMID to do interbank funds transfer.

Why do I need MMID?
To do mobile banking it is necessary for the remitter as well as the beneficiary to have MMID provided by the bank.  This helps to make the fund transfer safe and secure.

If the customer has more than one account the customer can have different MMID’s for his/her different accounts which are linked to the same mobile number. The MMID will be different for different accounts of the account holder.

 Select your bank from the below table and proceed with the instructions


Sr No
Bank How to register for MobileBanking?
How to get MMID?
1
1. Visit ATM and register for mPAY, receipt has MPIN and download URL.

2. Download application which prompts user to change Application password and MPIN.
1. MMID can be generated by using m-PAY application ( Fund Transfer --> Other Bank--> IMPS --> Generate MMID. )


2. OR SMS MMID to 9223173924
2
1. Register for Axis Mobile at any Axis Bank ATM and receive the link as a SMS on your mobile phone

2. SMS MBANK 5676782 to get download link (if link not already received).

3. Download, install and change MPIN
SMS MMID to 5676782 / 9717000002
 3
1.Visit ATM and register for Baroda m-connect service, after successful registration, customer receives SMS on registered   mobile containing mobile application URL link for downloading the software, application password and mPIN

2. Customer can go to the nearest branch and fil the application for mobile banking.
1. MMID can be generated by using m-PAY application ( Fund Transfer --> Other Bank--> IMPS --> Generate MMID. )

2. OR SMS MMID to 9223173928
 4


1. Fill the form for mobile banking


2. After receiving of MMID, send SMS-“mchek” to 5676709 or 9731599090
1. Fill form for IMPS

2. Get MMID in an SMS within 2 working days.

IF not received then sms MMID to 9731599090
5
1. Fill up the CANMOBILE application form

2. Get UserID,MPIN, link as SMS
1. SMS CANGENMMID userID MPIN 5607060

2. OR Generate using application.
6
Kindly visit nearest branch
Kindly visit nearest branch
7
1. To activate mobile banking, SMS MBANK to 52484.

2. Get download link and install application.
1. To generate MMID, SMS MMID <MPIN> to 52484.

2. OR Generate using application.
8
1. Fill the form at branch

2. Bank will SMS the PIN

3. Sms ACTIVATE PIN <last 6 digits of account no> - 5667716/9243717778
1. For getting MMID customer should fill the application form and submit to the base branch

2. You will receive MMID through SMS from the bank
9
1. Visit DCB Bank branch and submit DCB On The Go registration form at the nearest branch

2. After submitting the form, a link to download the application and MPIN will be sent via SMS.
For MMID visit https://mb.dcbbank.com/DCBCustomer/ once done with registration
10
1. Submit mobile banking application form at branch.

2. Download, install and activate the mobile banking application

3. Login with User ID and MPIN.
1. Generate MMID from the IMPS menu option in the mobile banking application.

2. Alternatively, SMS "MMID" to 5676751 to know your MMID.

3. Registered users can also call up customer care.
11
1. Customer has to fill up and sign the Mobile Banking registration form to get

registered for Mobile banking services, Customer will get registered within three working days.


2. MMID, Request PIN and Application PIN is sent to the Customer through SMS at the moment of registration of the Customer.

3. If customer is already registered for SMS banking then for registration

Customer has to send message as REGIMPS to 92255250024.
1. SMS- MMID to 9225525002 ELSE


2. MMID is sent to the Customer through SMS at the moment of registration of the Customer.
12
1. Fill application form at branch. Receive Userid and MPIN to communication address.


2. Link is sent as sms after registration.
For MMID, SMS - MMID to 5676762/9895088888
13
1.Net banking --> Insta query registration

2. Branch --> Manual filling of form

3. SMS NGPAY to 56767 --> Link (Asks to register there and set the pin)

(Click on ATMExpress, Click on HDFC Bank, Select fund transfer option, Click on Mob money transfer)
SMS MMID to 5676712
14
1. SMS immobile to 5676766 (get link)


2. Activate application - Enter desired login pin twice. The application sends 2 verification messages.

3. Choose account and select. Enter 3 grid card values present on back of ICICI card to complete authorization.
To get MMID, in the application - imobile - Fund transfer - Generate MMID

sms MMID [space] last 6 digits of your account number to 9222208888 >> You will receive an sms carrying your 7-digit MMID for this bank account,
    e.g., 9229134.
15
1. Fill the form at branch and get application.

2. Details are couriered (UserId, MPIN, MMID)
1. MMID will be couriered.

2. SMS <MMID> to 5676777
16
1. Fill the form and MPIN and userID will be sent

2. For application INDMOBILE 9444394443
SMS MMID <accno> to 9444394443
17
1. You can register for IOB Mobile Banking at the branch

2. Two messages will be sent of which one message will contain the customer’s User Id and the other contains the link to the application.

3. After successful registration at the branch, a MPIN will be generated and the PIN mailer will be dispatched to your address.
SMS MMID to +919551099007
18
1. SMS IndusMobile to 5676757, Bank will call you back and confirm/register

2. OR visit ATM and confirm OR visit branch.


3. Once registered, you will receive SMS with link / App password / MPIN / SMSPIN

4. To change MPIN, sms CHANGESPIN OLDPIN NEWPIN NEWPIN to 9223173927
To generate MMID, SMS MMID to 9223173927
19
1. Submit the mobile banking application form at branch.

2. You will receive link to download the Application, password and Mpin through SMS.
Get the MMID from the application by selecting 'Know your MMID' option OR visit branch.
20
1. Net Banking must be active. Give a written request for mobile banking at the branch.


2. To download app - SMS K MOBILE <last 4 digits of CRN> to 9971056767

3. Userid and MPIN same as net banking.

4. You will receive an Activation Key on your preferred mobile no & email ID registered with the bank


5. You need to forward this Activation key to 9971056767/5676788 after which you will get the SMS stating that your mobile banking activation is completed.

6. ATM registration not provided

7. ALTERNATIVE : Go to branch
SMS K MMID B to 9971056767
21
1.LVBDOWNLOAD - 9282441155/9223175501 --> and receive the download link as SMS.

2.MPIN = ATM PIN
Manually fill form and get MMID through SMS
22
1. The customers can avail OBCmPAY services by registering either by visiting the Branch or by registering through ATM.


2. After successful registration customers would get an SMS in their registered mobile number containing the URL for downloading application
Customer shall send SMS "MMID" to the number 9223173923 to obtain MMID.
23
1. Fill the form manually at branch.

2. User receives SMS password, Login Password and Transaction Password

3. Choose type on https://mobile.netpnb.com after password activation
SMS MMID to 5607040
24
1. To activate mobile banking fill the form at the branch or apply through internet banking they will send you a message containing the MPIN & MMID


2. Send SMS CP to 09233175501 to change the MPIN. Then the customer will get an IVR call to change the MPIN.

3. To download application SMS  SIBDOWNLOAD to 09840777222 to receive a link
SMS  MMID to 09840777222
25






Available on all 4 Modes: Application(SMS or GPRS) / WAP / USSD / SMS Banking


1.Send MBSREG to 9223440000 or 567676

2. Receive UserID and Default MPIN 3.Download Application on JAVA Mobile from http://mobile.onlinesbi.com/ or from Android Market on Android Mobiles. WAP URL:http://mobile.onlinesbi.com/sbiwap/ USSD: Dial *595# on GSM operators like Airtel, Idea, Vodafone, Aircel, Uninor, MTNL etc. SMS Banking: Keywordslike SMPIN, SBAL, SMIN, etc with UserId & MPIN to 9223440000


4. Change Default MPIN thru any one of the chosen Mode to avail MBS on that Mode.

5. Register A/c At ATM >MobReg>Mob Banking>10 digit Mob No. Or Apply at Branch CBS.

MMID Creation/Retrieval/Cancellation


1)  MMID Creation -Users Can Create MMID using one of the following method

    1.  Through ATM

    Go to ATM >Mobile Registration>IMPS>10  digit Mob No.>Confirm


    MMID will be created next day and customer will receive SMS

          

    2.  Through Branch

     User is required to approach the nearest SBBJ branch for online registration. MMID will be created immediately and customer will receive SMS.       


2) MMID Retrieval

     Send SMS “MMID SBBJ" to 9223440000

               


      3)  MMID Cancellation

     Send SMS "MMIDCANCEL" to 9223440000.


                               
26
MBS is available on all 4 modes:


Application (SMS or GPRS) / WAP / USSD / SMS Banking

1.Send MBSREG to 9223440000 or 567676

2.Receive UserID and default MPIN

3. Download Application on JAVA Mobile from http://mobile.onlinesbi.com/ or from Android Market on Android Mobiles.


WAP URL: http://mobile.oblinesbi.com/sbiwap/

USSD: Dial *595# on GSM operators like Airtel, Idea, Vodafone, Aircel, Uninor, BSNL, MTNL etc.

SMS Banking: Key words like SMPIN, SBAL, SMIN, etc with UserID & MPIN to 9223440000

4. Change default MPIN through any one of the chosen mode to avail MBS on that mode.


5. Register A/c at ATM > Mobile Banking Registration > 10 digit Mobile number.

(or) Apply for MBS Registration at the Home Branch of the Account.
All registered Mobile Banking users will be allotted MMID and which will be sent through SMS on next day of registration.
For others to generate MMID at ATM:

Swipe your Debit Card > Select Mobile Banking Registration > Enter ATM PIN > Select SMS / Secure Code / IMPS > Enter Your Mobile Number > Confirm.


Or Apply at the Branch for online registration.

User will receive MMID through SMS.
For Retrieval / Cancellation of MMID:
1. Send SMS “MMID SBH” to 9223440000 to retrieve your MMID.


2. Send SMS “MMIDCANCEL” to 9223440000 to cancel your MMID.

3. Send SMS “MMID SBH Account Number” to 9223440000 for retrieving MMID for a particular account.
27
Available on all 4 Modes: Application(SMS or GPRS) / WAP / USSD / SMS Banking

1.Send MBSREG to 9223440000 or 567676


2. Receive UserID and Default MPIN 3.Download Application on JAVA Mobile from http://mobile.onlinesbi.com/ or from Android Market on Android Mobiles. WAP URL:http://mobile.onlinesbi.com/sbiwap/ USSD: Dial *595# on GSM operators like Airtel, Idea, Vodafone, Aircel, Uninor, MTNL etc. SMS Banking: Keywordslike SMPIN, SBAL, SMIN, etc with UserId & MPIN to 9223440000

4. Change Default MPIN thru any one of the chosen Mode to avail MBS on that Mode.

5. Register A/c At ATM >MobReg>Mob Banking>10 digit Mob No. Or Apply at Branch CBS.
All registered Mobile Banking Users will be allotted MMID and which will be Send through SMS on next day of registration.

For others to Generate MMID

Go to ATM >MobReg>SMS SMS Alert / 3DSecured Code / IMPS>10 digit Mob No. Or

Apply at the Branch for online registration.

User will Receive MMID through SMS.


For Retrieval/Cancellation of MMID:

1.Send SMS “MMID SBI” to 9223440000 to retrieve your MMID.

2. Send SMS “MMIDCANCEL” to 9223440000 to cancel your MMID.
28
Available on all 4 Modes: Application (SMS or GPRS) / WAP / USSD / SMS Banking

1.Send MBSREG to 9223440000 or 567676


2. Receive UserID and Default MPIN

3. For Java Mobiles, Download Application  from http://mobile.onlinesbi.com/ or from Android Market on Android Mobiles.

OR

For non-java phones with GPRS, access the WAP URL:http://mobile.oblinesbi.com/sbiwap/


OR

For for USSD mode  Dial *595# on GSM operators like Airtel, Idea, Vodafone, Aircel, Uninor, BSNL, MTNL etc.

OR

For handsets in which none of the above three modes possible, use Pure SMS Banking: (Key words like SMPIN, SBAL, SMIN, etc with UserID & MPIN to 9223440000)


4. Accept Terms & Conditions and Change default MPIN through any one of the chosen mode to avail MBS on that mode.

5. Register A/c at the Home Branch of the Account. Registration via ATM will be enabled soon. (Process: ATM> Mobile Banking Registration > 10 digit Mobile number. Mobile Number should match with the one registered in the Branch)
MMID Creation/Retrieval/Cancellation




1) MMID Creation -Users Can Create MMID using one of the following method



(i). Through ATM

Go to ATM >Mobile Registration>IMPS>10 digit Mob No.>Confirm


MMID will be created next day and customer will receive SMS



(ii) Through Branch (will be enabled shortly)

User is required to approach the nearest SBT branch for online registration. MMID will be created immediately and customer will receive SMS.



2) MMID Retrieval


Send SMS “MMID SBT" to 9223440000



3) MMID Cancellation

Send SMS "MMIDCANCELSBT" to 9223440000
29
1. Customer can download required application form from website “www.syndicatebank.in”  or can visit the branch to obtain application form.

2. Filled application form should be given to the branch where the account is being serviced.


3. Customer will receive a confirmation SMS regarding mobile banking facility extended to his/her account.

4. MPIN will reach his branch within 7 working days.

5 Customer needs to collect MPIN from the branch.
To generate MMID SMS - MMID to 9223175501
30
1.Fill up and submit the form at branch

2. After registration, welcome sms will be send to the customer and MPIN will be send to communication address


3. After getting welcome sms, customer has to send sms <download> to 9282112225 to get download link

4.Download and install the application, then change the MPIN and set log on password
1.Send SMS  MMID to 9282112225


2.MMID will  be send  to customer through SMS .
31
1. Customer has to fill up and sign the Mobile Banking registration form to get

registered for Mobile banking.

2. Customer will get registered within two working days.
On registration, customer will get the MMID and MPIN through SMS.
32
1. Register your mobile through ATM Services -> Mobile Banking -> Registration

2. OR fill in the application form manually.

3. User will get SMSs containing the link to download the application, Application password and MPIN.
1. Open UCO mBanking application, Select Fund transfer, Select Other Bank

2. Select Interbank Mobile Payment System.

3. Select Generate MMID. Enter MPIN. Select Account to link with MMID.

4. Press OK and user will see MMID on his mobile screen.
33
1. Register mobile phone at ATM, get Userid, download link and MPIN in the receipt.

2. Install and change MPIN.
1. From Application select – Fund transfer – other bank – IMPS – know your MMID.

2. Alternatively For Sms Channel : sms MMID to 9223173921.
34
1. Walk into ATM, Select Mob Reg Option to register VMobile Banking Service.

2. Once registered successfully, receive SMS with link/application download & activation code/MPIN.
1. Unique MMID number generated from the system will be sent to their Mobile number via SMS.

2. for MMID: sms MMID to 9223173922
35
YES BANK


IMPS -- > A new way to inter transfer funds

Hey,an year after its launch IMPS(Interbank Mobile Payment Service) emerged into fully functional mode by all public and private banks now.

See,i really enjoyed transferring funds with this service.Thanks to RBI,for introducing such a beautiful service to us.This service provides us to inter transfer funds instantly irrespective of the time.No... Time.... Limitations.............!!!!!!!!!!. 

Go through this  link  and educate yourself.

Hope u all will utilize this service.

                                   Prasad